Don't know much about them
Submitted by Postmac on Fri, 01/22/2010 - 17:04In reply to A newbie all over again! by Annec
Don't know much about them but Intasure is a UK based company that says it covers earthquake at reasonable premium.
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We have our place insured through Intasure.....
Submitted by Russ on Fri, 01/22/2010 - 18:37In reply to Don't know much about them by Postmac
at a reasonable price and includes earthquake with a small excess of Euro 225. Pretty good considering we're in Abruzzo. Policy is placed in Lloyds, Liberty being the lead syndicate. We couldn't find any company that could match this, certainly not in Italy.
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House Insurance
Submitted by Rod Cattini on Sat, 01/23/2010 - 06:15In reply to We have our place insured through Intasure..... by Russ
I agree Intasure appears to be the most competive for house insurance. I renewed last year 2 weeks after the L'aquila earthquakes and added earthquake cover for an additional premium of £14-00. My property is in Le Marche and we felt the tremors.
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Excludes subsidence though
Submitted by arty on Sat, 01/23/2010 - 19:55In reply to House Insurance by Rod Cattini
I think that the Italsure policy excludes subsidence, which is all very well, but my concern would be earth tremor one week resulting in earth settlement a week later .... covered or not?
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Subsidence
Submitted by Lakeside on Mon, 02/01/2010 - 11:01In reply to Excludes subsidence though by arty
arty In your example the claim would be covered because the subsidence is a direct result of the earthquake,.In insurance language if the proximate cause of a loss is covered ( in this case earthquake) then the claim is valid.
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We use Intasure last year we
Submitted by pas55 on Sat, 01/23/2010 - 07:10In reply to A newbie all over again! by Annec
We use Intasure last year we paid £300 property value around 300,000 euro.
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Intasure ...........end of!
Submitted by sprostoni on Sat, 01/23/2010 - 08:28In reply to A newbie all over again! by Annec
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It is only for holiday homes
Submitted by Penny on Sat, 01/23/2010 - 09:56In reply to A newbie all over again! by Annec
It is only for holiday homes though? Would that invalidate it if you took out residency at the Italian house?
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In reply to It is only for holiday homes by Penny
Penny, we thought the same so I called Intasure who informed us of a change in policy allowing permenant residence at the same price, so does not matter whether it is your primary home or a holiday home, but you must inform them. Regards, Steve.
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Thanks Steve. That is very
Submitted by Penny on Sat, 01/23/2010 - 16:54In reply to A newbie all over again! by Annec
Thanks Steve. That is very worth it then.
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Insuring against damage from tremors/quakes
Submitted by MJJ on Tue, 01/26/2010 - 07:31In reply to A newbie all over again! by Annec
That's a result. I will track down Intasure, check them out and give them the spec. Then report back. I will also ask about subsidence - good point Arty. Like Amandola a lot and often seen supping in Bar Belli. M
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In reply to Insuring against damage from tremors/quakes by MJJ
weeWellfjdlkfjlaskjfdl;jwell if u are heading for Bar Belli and fancy a joint sup let us know...... always happy to meet new faces
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In reply to A newbie all over again! by Annec
hi,we use intasure ,i found them very competitive . we also have earthquake cover,think i pay 14.00 a month.
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Earthquake cover
Submitted by MJJ on Thu, 01/28/2010 - 09:05In reply to A newbie all over again! by Annec
Following receipt of your much appreciated views I have insured my house in Le Marche with Intasure. Just under £300 for property and contents. Cover includes for earthquakes but not subsidence and there are a few things to bear in mind in the small print e.g. anything stored in the basement must be 15cm above ground level. Getting it done/approved was painless. Property cover is set at £1 million (a tad more than the value of my property!) but an estimator then values the property based upon number of rooms and re build value. If not viable to rebuild you get the money to re build elsewhere. My cover is for a home used up to six months a year, but this can be changed, as per SteveW. Intasure also insures UK property as well now. Not relevant for me at the mo as renting. The cover appears no better than the Milano Ass policy, except for the earthquake cover/peace of mind. Thanks everyone. M
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Great news (and price eh !?)
Submitted by sprostoni on Thu, 01/28/2010 - 09:51In reply to Earthquake cover by MJJ
Yes........INTA sure NOT ITAL sure !! Easy mistake to make ! S
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If rented?
Submitted by Maurice on Thu, 01/28/2010 - 09:41In reply to A newbie all over again! by Annec
Does it cover you if you rent your propert out?
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Just remember Italsure &
Submitted by Penny on Thu, 01/28/2010 - 09:43In reply to A newbie all over again! by Annec
Just remember Italsure & Intasure are different companies - just in case anyone else was getting confused like me!
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Holiday Homes Abroad
Submitted by Lorraine on Sat, 01/30/2010 - 07:07In reply to A newbie all over again! by Annec
We use Holiday Homes Abroad and they are good. We just had our insurance reduced by over £100 so I rang to see if they had cancelled the Public Liability for some reason but they said it was because Italy had reduced the earthquake cover or something. Pretty ironic really 'cos it was only a couple of week before the earthquake in L'aquila. They don't cover you if you are resident at present but I am hoping that will change in the future as I have been happy with their rates which includes Public Liability.
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Earthquake cover
Submitted by MJJ on Thu, 02/04/2010 - 13:57In reply to A newbie all over again! by Annec
Bit of a delay as been away - but yes Intasure covers if you rent out. You can access the small print on their website. Next trip to Bar Belli should be March arty. Think there have been a few more tremors around the Falerone area. Hopefully no damage. N.B. In the Yellow Stone Park there have been 500 tremors in a week! Evidently an underground volcano is 10,000 years overdue to erupt. And on that note I will pour a glass of Verdicchio! M
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