The Assic Volontaria gives you full access to state healthcare - a family GP, hospitals, clinics etc - but not provate healthcare unless your doctor prescribes it. After 5 years as a resident you would be a long term resident and be entitled to health care.
It would make no difference as to whether you were domiciled here, it is your tax contributions which count. If you have residency and leave italy for more than 6months within the first 5 years, you lose your residence and have to start again - so your 'few months' a year in Sicly becomes very important.
The question is how did you get your residency without having health insurance, as the two are now mutually dependent.
AS to whether it's the law, I would say its an interpretation of the law.
There is a default in ITalian law for both access and maintenance, but the access should be written into your act of sale. As regards maintenance, it may be that the roof (for example) is 50/50, but it doesnt mean your neighbour will fork out the money if needed. However, its a very common situation in Italy. Obviously if you have a water leak and it damages the downstairs property they will want you to pay for the damage, so insurance is always a good idea.
The director of the Asl in Modica has decided that even if you are Italian, you cannot have a family doctor if you have been resident outside Italy and have paid no tax in the last 'x' years. Your options are to get private health insurance, the assicurazione volontaria which is means tested but starts at 370 euros pa (and runs Jan to Dec). You dont have other options and will have to pay the health insurance for 5 years, or until you have a job/open a partita IVA or reach pensionable age.
go on immobiliare.it or idealista.it and search for homes within your price range and in the area you like. It will give you an idea of whats available.
There will be a historic right of access to the house - you cannot sell a property in ITaly which is inaccessible. So it all depends what sort of problems you are having. I would still check with the notary, and if the owner is just being unreasonable in the hope you will sell up and and he can get his hands on it all, an official lawyers letter may be a good idea.
The access should have been stipulated in the act of sale. If your neighbour is the owner you will have an inalienable right of passage - ie you can access your property. You cannot park on the neighbours land. It would be worth talking to the people you bought from - if they knew there were problems and didnt tell you they ccould be in trouble. Its impossible to give a specific answer to a general question, but you first stop should be the notary who stipulated the act of sale and ask him.
If you are talking about Assicurazione Volontaria which is the state insurance scheme at the ASL, then yes it runs Jan to December even if you sign up in November.
This is perfectly normal. FOr two years banks have required your NIN/TIN when opening an Italian bank account, they are just catching up with the new legislation.
It is thenotary who prepares the paperwork, not the vendor so he cannot supply a copy of the act of sale until the notary has prepared it. You need to be in contact with the notary not the vendor.
any survey is your responsibility, in Italy you buy as seen. If you want a survey it is up to you to organise and pay for it.
The notary will ask the vendor to provide the paperwork he needs - previous act of sale, plan of the house as 'stato di fatto', APE. Any work the vendor has done should have permissions and be recorded at the comune. The notaio checks all this, but obviously has never seen the property, and will do a visura ipotecaria before the sale. The visor, planimetria and the act are all public documents you could access these even without the vendor, but there is no reason why the vendor wouldnt supply them.
Comments posted
The Assic Volontaria gives you full access to state healthcare - a family GP, hospitals, clinics etc - but not provate healthcare unless your doctor prescribes it. After 5 years as a resident you would be a long term resident and be entitled to health care.
It would make no difference as to whether you were domiciled here, it is your tax contributions which count. If you have residency and leave italy for more than 6months within the first 5 years, you lose your residence and have to start again - so your 'few months' a year in Sicly becomes very important.
The question is how did you get your residency without having health insurance, as the two are now mutually dependent.
AS to whether it's the law, I would say its an interpretation of the law.
There is a default in ITalian law for both access and maintenance, but the access should be written into your act of sale. As regards maintenance, it may be that the roof (for example) is 50/50, but it doesnt mean your neighbour will fork out the money if needed. However, its a very common situation in Italy. Obviously if you have a water leak and it damages the downstairs property they will want you to pay for the damage, so insurance is always a good idea.
The director of the Asl in Modica has decided that even if you are Italian, you cannot have a family doctor if you have been resident outside Italy and have paid no tax in the last 'x' years. Your options are to get private health insurance, the assicurazione volontaria which is means tested but starts at 370 euros pa (and runs Jan to Dec). You dont have other options and will have to pay the health insurance for 5 years, or until you have a job/open a partita IVA or reach pensionable age.
go on immobiliare.it or idealista.it and search for homes within your price range and in the area you like. It will give you an idea of whats available.
There will be a historic right of access to the house - you cannot sell a property in ITaly which is inaccessible. So it all depends what sort of problems you are having. I would still check with the notary, and if the owner is just being unreasonable in the hope you will sell up and and he can get his hands on it all, an official lawyers letter may be a good idea.
The access should have been stipulated in the act of sale. If your neighbour is the owner you will have an inalienable right of passage - ie you can access your property. You cannot park on the neighbours land. It would be worth talking to the people you bought from - if they knew there were problems and didnt tell you they ccould be in trouble. Its impossible to give a specific answer to a general question, but you first stop should be the notary who stipulated the act of sale and ask him.
If you are talking about Assicurazione Volontaria which is the state insurance scheme at the ASL, then yes it runs Jan to December even if you sign up in November.
This is perfectly normal. FOr two years banks have required your NIN/TIN when opening an Italian bank account, they are just catching up with the new legislation.
It is thenotary who prepares the paperwork, not the vendor so he cannot supply a copy of the act of sale until the notary has prepared it. You need to be in contact with the notary not the vendor.
any survey is your responsibility, in Italy you buy as seen. If you want a survey it is up to you to organise and pay for it.
The notary will ask the vendor to provide the paperwork he needs - previous act of sale, plan of the house as 'stato di fatto', APE. Any work the vendor has done should have permissions and be recorded at the comune. The notaio checks all this, but obviously has never seen the property, and will do a visura ipotecaria before the sale. The visor, planimetria and the act are all public documents you could access these even without the vendor, but there is no reason why the vendor wouldnt supply them.
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